Tennessee Shingle is a family-owned and operated, Nashville-based roofing company that specializes in total roof restorations due to storm damage.  Your homeowner's insurance may pay to replace your roof, and we can help.  We take all of the necessary steps to schedule a meeting with your insurance company adjuster.  This ensures that you not only have the best chance of getting your roof replaced, but also that you will have a fair and thorough assessment of all the damages.  We also employ a staff of insurance experts that deal directly with your insurance company to secure the payment for your new roof.  By working with the insurance company, we also eliminate the need for homeowners to spend valuable time getting several estimates from multiple contractors.  We work directly from what the insurance paperwork.

We do it all...from "inspection to installation."  We make it easy.  Call us for a FREE inspection today to see if your roof will qualify!

Depreciation?!?  Why did my insurance company not send me all of the money to repair or replace my roof??

What is depreciation?
Over time your home and most of its contents lose value over time due to factors like age, wear and tear, etc.  This loss in value is called Depreciation.


If it costs me more to replace the depreciated item(s), why didn't my insurance company pay that amount?
Under most insurance policies, claim reimbursement begins with an up-front payment for the Actual Cash Value of your damage, or the value of the damaged or destroyed item(s) at the time of loss.


If you have coverage included in your policy, you may be able to receive money to cover the Depreciation of these items.  If this is the case, reimbursement (which may involve two or more payments) comes once you repair and/or replace the damaged or destroyed items and provide your insurance company with documentation, or proof.


How do you know if you have Replacement Cost coverage?
Your insurance settlement statement should include a line item on the totals page that states something to the effect of Total Recoverable Depreciation OR Total NON-Recoverable Depreciation.  If there is an amount listed at Recoverable, then you may be entitled to the depreciation amount...If there is an amount listed at NON-Recoverable, then there may be some money that will not be applied to the claim.  The BEST way to know if you have Recoverable Cost coverage is to call your insurance company and ask.

Adapted from Travelers Insurance Understanding Depreciation.

So what is Drip Edge, you ask??


It just so happens to be a very important flashing that runs along the entire edge of your roof.  Located at the bottom of your roof slopes and the gable sides, it protects the edge of the roof decking and fascia board, preventing any water dripping off your shingles from being soaked up by the ever porous wood.

The flashing should be tucked underneath the roofing felt and laid over the top of the gutter (if at the bottom of a slope) and over the top of the fascia board.  See the photos to get a visual.  Some home owners have been unlucky enough to find out their home does not have drip edge.  Contact Tennessee Shingle to get a free roof consultation!

Concerned about the waste generated by replacing your roof??  Now there is a way to recycle shingles.  Check out this video!